TERMS AND CONDITIONS
 

1. USE OF THIS WEBSITE

1.1 These Terms and Conditions apply for your use of this website. Please read them carefully and ensure that you understand them. You will be asked to agree to these terms before being able to order any artworks from our site.

1.2 Your use of this website is subject to these terms and conditions. If you do not accept these terms you may and must not use or access this website.

1.3 Your purchase contract is with BANZY SAL (“BANZY”) In these Terms and Conditions (“Terms”), “we”, ”us” and “our” shall be interpreted as referring to BANZY.

1.4 We may amend these Terms from time to time, therefore each time you place an order, please check these Terms to ensure you understand the Terms which will apply at that time.

1.5 These Terms were most recently on the date in the heading above. When referring to “in writing” in these terms, this will also include writing through emails.

1.6 If you are an Artist please check thoroughly the Terms and conditions which apply to the Artist Representation in these terms.

1.7 You must be at least 18 years of age to use our website.

2. ABOUT BANZY

2.1 We operate the website www.banzy.com. BANZY SAL is a company registered and incorporated before the commerce register of Beirut under the number 1021787 in Lebanon whose registered office is in Lebanon.

2.2 You can reach us through email at info@banzy.com.
2.3 If you are emailing us, please include details of your order -such as but not limited to order reference number-

to help us identify it.

3. OUR ARTWORKS

3.1 The images of the artworks on our site are for illustrative purposes only.

3.2 We have made every effort to display the colors accurately, we cannot guarantee that your computer's display of the colors accurately reflect the color of the artworks. Your artworks may vary slightly from those images.

4. INTELLECTUAL PROPERTY RIGHTS

4.1 All content included on this site, such but not limited to text, graphics, logos, button icons, images, audio clips and software, is the property of BANZY and protected by Lebanese copyright laws.

4.2 The content and software on this site may be used as an information and shopping resource. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance of the content on this site without the permission of BANZY is strictly prohibited.

4.3 Licence to use this website is granted limited to the following: You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions below.

4.4 Without express consent you must not:

- Republish material from this website (including republication on another website);

- Sell, rent or otherwise sub-license material on the website; reproduce, duplicate copy or otherwise exploit material on our website for a commercial purpose; edit or otherwise modify any material on the website; or redistribute material from this website except for content specifically and expressly made available for redistribution.

Where content is specifically made available for redistribution, it may only be redistributed within your business or to your clients for presentation only.

5. LIMITATION OF LIABILITY

5.1 The information on this website is provided free-of-charge, and whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up-to-date.

5.2 BANZY shall not be held liable under or in relation to this agreement for any of the following, whether based on contract, tort or any other legal theory, even if a party has been advised of the possibility of such damages:

a) Any incidental, punitive, special, exemplary, consequential, or other indirect damages of any type or kind; or

b) Artist’s inaccuracy of data, or loss of business, revenue, profits, use or other economic advantage.

5.3 Except for the company’s obligation to pay the price of the artwork to the artist, in no event shall the liability of BANZY under this Term exceed the amount of the price actually paid to or due to the company from the clients.

6. RESTRICTED ACCESS

6.1 We reserve the right to restrict access to parts, areas and/or totality of our website at our utmost discretion.

6.2 If we provide you with a user ID and password to enable you to access restricted areas of our website and/or other content or services, you must ensure that that user ID and password is kept confidential at all times.

6.3 You accept responsibility for all activities that occur under your user ID or password. We may disable your user ID and password at our sole and utmost discretion.

7. GUEST BOOK/LOGIN/PARTNERS

7.1 You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website.

7.2 You must not use our website in any way which is unlawful, illegal, fraudulent or harmful, and/or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

7.3 You must not use our website for any purposes related to marketing without our express written consent. 7.4 You must not use our website to copy, publish or send mass mailings or spam.

7.5 You must not use our website to copy, publish or send material which is illegal or unlawful, or material which could give rise to legal action under the Lebanese and/or International law.

7.6 All material you copy, publish and/or send via our website must not be defamatory, obscene, indecent, hateful, discriminatory or inflammatory; such material must not infringe any person’s intellectual property rights or rights of confidence, impinge upon any person’s privacy, or constitute incitement to commit a crime; further, material must not be misleading, deceptive, sexually explicit, threatening, abusive, harassing or menacing.

7.8 We reserve the right to edit or remove any material posted upon our website at our sole and utmost discretion.

7.9 We may take such action as we deem appropriate to deal with the posting of unsuitable material, including suspending or cancelling your account, restricting your access to our website, or commencing legal proceedings against you.

8. HOW WE USE YOUR PERSONAL INFORMATION

8.1 We only use your personal information in accordance with our Privacy Policy. Please take the time to read this, as it includes important terms which apply to you.

9. HOW THE CONTRACT IS FORMED BETWEEN YOU AND BANZY

9.1 Our Site will guide you through the steps you need to take to place an order with us. Our order process allows you to check and amend any errors before submitting your order to us. Please take the time to read and check your order at each page of the order process.

9.2 After you place an order, you will receive an e-mail from us acknowledging that we have received your order. However, please note that this does not mean that your order has been processed and accepted. Our acceptance of your order will take place when we send you an e-mail that confirms that the artworks have been dispatched (Dispatch Confirmation). The contract between us will only be formed when we send you Dispatch Confirmation.

9.3 If we are unable to supply you with an artwork, for example because that artwork is not in stock or no longer available or because we cannot meet the expected approximate delivery date or because of an error in the price on our site as referred to in clause 14, we will inform you of this by e-mail and we will not process your order. If you have already paid for the artworks, we will refund you the full amount including any delivery costs charged incurred by you in due course.

10. OUR RIGHT TO VARY THESE TERMS

10.1 We may amend these Terms from time to time. Please look at the top of this page to see when these Terms were last updated and which Terms were amended.

10.2 Every time you order artworks from us, the Terms in force at the time of your order will apply to the contract between you and us.

10.3 We may revise these Terms as they apply to an order which you have already made if we deem this to be necessary to reflect a change in relevant laws and regulatory requirements. You may cancel either in respect of all the affected artworks or just the artworks you have yet to receive.

11. YOUR CONSUMER RIGHT OF RETURN AND REFUND

This clause only applies if you are a consumer.

11.1 If you are a consumer, you have a legal right to cancel a contract during the period set out below. This means that during the relevant period if you change your mind or decide for any other reason that you do not want to receive or keep an artwork, you can notify us in writing of your decision to cancel the contract and receive a refund.

11.2 However, this cancellation right does not apply if your purchase of an artwork includes a custom made frame and/or is a commissioned artwork.

11.3 Your legal right to cancel a contract starts from the date when we confirm dispatch, which is when the contract between us is formed. Your deadline for cancelling the contract then depends on what you have ordered and how it is delivered, as set out below:

11.4 Your contract ends with the expiry of the cancellation period.

11.5 If your contract is for a single artwork: The end date is 7 days after the day on which you receive the artwork.

e.g : if we provide you with a Dispatch Confirmation on January 1st and you receive the artwork on January 10 you may cancel at any time between January 1st and the end of the day on January 17.

11.6 If your contract is for multiple artworks which are delivered on separate days: The end date is 7 days after the day on which you receive the last of the artworks ordered.

e.g : if we provide you with a Dispatch Confirmation on January 1st and you receive the first installment of your Artwork or the first of your separate artworks on January 10th and the last installment or last separate artwork on January 15 you may cancel in respect any or all of the separate artworks at any time between January 1st and the end of the day on January 22.

11.7 To cancel a contract, you need to inform us in writing of your decision to cancel. We will e-mail you to confirm we have received your written cancellation request.

11.8 When sending a written cancellation request please include details of your order to help us identify it, -such as but not limited to- order reference number. If you send us your cancellation notice by e-mail, then your cancellation is effective from the date you send us and we receive the e-mail.

11.9 If you cancel your contract we will:

(a) Refund you the price you paid for the artworks.

(b) In the case of artworks returned from addresses in Lebanon: refund any delivery costs you have paid, although, as permitted by law, the maximum refund will be the costs of delivery by the least expensive delivery method we deem available on the market;

(c) Make any refunds due to you as soon as possible and in any event within the deadlines indicated below.

(i) If you have received the artwork and we have not offered to collect it from you: 14 days after the day on which we receive the artwork back from you.

(ii) If you have not received the artwork or you have received it and we have offered to collect it from you: 14 days after you inform us and we receive your written decision to cancel the contract.

11.10 If you have returned the Artworks to us under this clause because they are faulty or mis-described, we will refund the price of the artworks in full, together with any applicable delivery charges, and any reasonable costs you incur in returning the item to us, given that we accept such claims and inform you in writing of such decision. Please note that we must have opportunity first to opt to collect the artwork from you.

11.11 We will refund you on the credit card or debit card used by you to pay.

12. DELIVERY

12.1 Delivery within Lebanon will usually be within 3 working days, and delivery to destinations outside of Lebanon will be by the most efficient and appropriate method and usually within 10 working days depending on the location of the country that the shipment is made to.

12.2 Following placement of your order we will get back to you to confirm the estimated delivery date.

12.3 Occasionally our delivery to you may be affected by an Event Outside Our Control. See clause 17 for our responsibilities when this occurs.

12.4 Delivery of an order shall be completed when we deliver the artworks to the address you provided us with and the artworks will be your responsibility from that time.

12.5 You own the artworks once we have received payment in full, including all applicable delivery charges.

13. INTERNATIONAL DELIVERY

13.1 If you order artworks from our site for delivery outside Lebanon, your order may be subject to import duties and taxes which are applied when the delivery reaches that destination. Please note that we have no control over these charges and we cannot predict their amount.

13.2 You will be responsible for payment of any such import duties and taxes. Please contact your local customs office for further information before placing your order.

13.3 You must comply with all applicable laws and regulations of the country for which the artworks are destined. We will not be liable or responsible if you breach any such law and/or regulations.

14. PRICE OF ARTWORKS AND DELIVERY CHARGES

14.1 The prices of the artworks will be as quoted on our site at the time you submit your order. We take all reasonable care to ensure that the prices of artworks are correct at the time when the relevant information was entered onto the system.

14.2 Prices for our artworks may change from time to time, but changes will not affect any order you have already placed.

14.3 The price of an artwork includes VAT (where applicable) at the applicable current rate chargeable in Lebanon for the time being. However, if the rate of VAT changes between the date of your order and the date of delivery, we will adjust the VAT you pay, unless you have already paid for the artworks in full before the change in VAT takes effect.

14.4 The price of an artwork includes delivery charges and insurance fees. Our delivery charges are as provided to you during the checkout process, before you confirm your order.

14.5 Our insurance covers any loss or damage, whether partial or total from the moment we pick the shipment up to the moment it is delivered to the receiver. The amount refunded covers the parts that were damaged and not the full amount in case of partial damage or loss. The amount refunded is calculated based on the invoice sent with the shipment.

14.6 Our site contains a large number of artworks. It is always possible that, despite our efforts, some of the artworks on our site may be incorrectly priced. If we discover an error in the price of the artworks you have ordered we will contact you [by email] to inform you of this error and we will give you the option of continuing to purchase the Artwork at the correct price or cancelling your order. We will not process your order until we have your instructions. If we are unable to contact you using the contact details you provided during the order process, we will treat the order as cancelled and notify you in writing. Please note that if the pricing error is obvious and unmistakable and could have reasonably been recognized by you as mis-priced, we do not have to provide the artworks to you at the incorrect (lower) price.

14.7 All express shipments will be handled through our shipment partner DHL and can be tracked online at www.dhl.com .

15. HOW TO PAY

15.1 You can pay for artworks through any of the following methods: (a) Using a debit card or credit card: we accept the following cards:

Mastercard, Visa, Visa Debit, Visa Electron and America Express. (b) Using one of our Gift Vouchers

15.2 Payment for the artworks and all applicable delivery charges is in advance. We will not charge your debit card or credit card until you confirm your order.

15.3 The following terms apply to purchases using our Gift Vouchers:

(a) Each of our Gift Vouchers has a unique reference code. For purchases online, the code must be quoted.

(b) Our Gift Vouchers may be exchanged for artworks: where the Artwork(s) being purchased are of a higher total price than the Gift Voucher, you must pay the difference by debit card or credit card.

(c) Where the artwork(s) being purchased are of a lower total price than the Gift Voucher, the difference will be credited to you for use on your next purchase. No part of a Gift Voucher can be exchanged for cash.

(d) Each of our Gift Vouchers is valid for 3 months from the date of issue, following which the Gift Voucher (and any credit referred to in clause 15.1 (a) above) cannot be used in a purchase from us.

(e) We do not accept liability for lost or stolen Gift Vouchers.

16. OUR LIABILITY IF YOU ARE A BUSINESS

This clause only applies if you are a business customer.

16.1 We only supply the artworks for internal use by your business, and you agree not to use the artwork for any resale purposes.

16.2 Nothing in these Terms limits or excludes our liability for: (a) Death or personal injury caused by our negligence;
(b) Fraud or fraudulent misrepresentation;
(c) Breach of the terms implied

(d) Defective Artworks under Consumer Protection laws

Our total liability to you in respect of all losses arising under or in connection with the contract, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, shall in no circumstances exceed the price of the artwork.

17. OUR LIABILITY IF YOU ARE A CONSUMER

This clause only applies if you are a consumer.

17.1 If we fail to comply with these Terms, we are responsible for loss or damage you suffer that is a foreseeable result of our breach of these Terms or our negligence, but we are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if it is an obvious consequence of our breach or if it was contemplated by you and us at the time we entered into this contract

17.2 We only supply the artworks for domestic and private use.

17.3 You agree not to use the artwork for any commercial, business or resale purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

17.4 We do not in any way exclude or limit our liability for: (a) Death or personal injury;
(b) Fraud or fraudulent misrepresentation;
(c) Any breach of the terms implied

(d) Any breach of the terms implied
(e) Defective Artworks under Consumer Protection laws

18. EVENTS OUTSIDE OUR CONTROL

18.1 We will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under a contract that is caused by an Event Outside Our Control.

18.2 An Event Outside Our Control is defined as any act or event beyond our reasonable control, including without limitation strikes, lock-outs or other industrial action by third parties, civil commotion, riot, invasion, terrorist attack or threat of terrorist attack, war (whether declared or not) or threat or preparation for war, fire, explosion, storm, flood, earthquake, subsidence, epidemic or other natural disaster, or failure of public or private telecommunications networks or impossibility of the use of railways, shipping, aircraft, motor transport or other means of public or private transport.

18.3 If an Event Outside Our Control takes place that affects the performance of our obligations under a contract:

(a) We will contact you as soon as reasonably possible to notify you; and

(b) Our obligations under a Contract will be suspended and the time for performance of our obligations will be extended for the duration of the Event Outside Our Control. Where the Event Outside Our Control affects our delivery of artworks to you, we will arrange a new delivery date with you after the Event Outside Our Control is over.

You may cancel a contract affected by an Event Outside Our Control which has continued for more than 30 days. To cancel please contact us in writing. If you opt to cancel, you will have to return any relevant Artworks you have already received and we will refund the price you have paid.

19. OTHER IMPORTANT TERMS

19.1 We may transfer our rights and obligations under a contract to another organization and/or institution, but this will not affect your rights or our obligations under these Terms.

19.2 You may only transfer your rights or your obligations under these Terms to another person if we give express consent in writing.

19.3 These Terms is between you and us. No other person shall have any rights to enforce any of its terms, whether under the contracts (Rights of Third Parties).

19.4 Each of the paragraphs of these Terms operates separately. If any court or relevant authority decides that any of them are unlawful or unenforceable, the remaining paragraphs will remain in full force and effect.

19.5 If we fail to insist that you perform any of your obligations under these Terms, or if we do not enforce our rights against you, or if we delay in doing so, that will not mean that we have waived our rights against you and will not mean that you do not have to comply with those obligations. If we do waive a default by you, we will only do so in writing, and that will not mean that we will automatically waive any later default by you.

19.6 If you are a consumer, please note that these Terms are governed by Lebanese law. This means a contract for the purchase of artworks through our site and any dispute or claim arising out of or in connection with it will be governed by Lebanese law. You and we both agree to that the courts of Lebanon will have exclusive jurisdiction.

19.7 If you are a business, a contract and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of Lebanon. The courts of Lebanon shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with a contract or its subject matter or formation (including non-contractual disputes or claims).

ARTIST REPRESENTATION

These Terms and Conditions are supplemental to the Terms and Conditions Use of this Website and govern the relationship between BANZY and the Artists represented. The buyers’ statutory rights are and will be not affected.

These terms and conditions form the contract between the artist, and BANZY.
BANZY and the artist should print and retain a copy for future reference.
The artist will be accepting these terms and conditions once submitting his artworks to the website.
If the artist does not agree with these terms, he must not have his works represented on the website.

1. SERVICES OFFERED BY BANZY VIA ITS WEBSITE

BANZY launched a platform using the latest technologies, media and social media techniques to provide a marketplace for authentic art and connecting talented artists from different backgrounds to art enthusiasts and users of the platform.

Subject to the warranties and obligations of the artists and to the remedies and rights of BANZY.

BANZY offers the following services to the artist:

1.1 BANZY selects from the artist's collection artworks for inclusion on BANZY's online gallery at www.banzy.com

1.2 On a periodical basis, BANZY will select artists to be represented on the website. Selected artists will be notified and offered representation on the website, and the commission on sale will be agreed upon on a case by case basis.

1.3 Artists can contact BANZY for representation of their artworks on info@banzy.com. Selected artists will have a page with their profile and resume along with images of their original artworks. Selection to be represented on the website does not automatically lead to representation in exhibitions.

1.4 Selected Artists will be able to have artworks available for sale directly from the website. 1.5 When an artwork is sold online via the website BANZY will:

- Inform the artist immediately of the sale;
- Mark the item as sold on the website.
- If the artwork is in the physical control of BANZY, deal with the packing and delivery to the client;

Provide a purchase order showing the sale price, any discount given and estimated settlement date.

2. ARTIST WARRANTIES AND OBLIGATIONS

The artist cooperates with BANZY with the purpose of promoting marketing and commercializing his artworks using the platform.

2.1 By submitting the works of his choice, the artist will be agreeing on the following:

(a) Since the artwork might be in his physical control, the artist shall pack the item requested by the client and hand it to the delivery company which will come to pick it up at his designated address.

(b) Copyright and Intellectual Property Rights:

Work is the artist’s original artistic work, it has not been copied from any other work and does not contain any copies, reproductions, adaptations or versions of a third party’s work and does not otherwise infringe or violate any persons copyright, design right trademark or confidential information;

The artist is the sole owner of all rights, title and interests in the copyright in your work and that there are no current licenses in force to any third party in relation to the reproduction of your work

The artist’s work does not contain anything which is or would be in breach of applicable laws or infringes any third party rights (such as obscene, indecent, pornographic, seditious, offensive, defamatory, threatening, liable to incite racial hatred);

The artist agrees to indemnify BANZY on demand against any loss or liability arising to BANZY or any of its directors, officers, employees out of the breach of any of the warranties above and against any breach of your obligations under these terms and conditions.

3. Permitted Artworks

3.1 Acceptable artworks are paintings, sculptures, photographs, prints, mixed media art and design products. Sculptures can be unique or editioned. Limited Edition Prints are permitted.

3.2 Artworks must be accurately described with dimensions, media, weight, whether framed or rolled, and images of artworks must be representative.

3.3 The price for the artist's artwork must be the price that the artwork is usually sold for, must include commission for BANZY which shall be the percentage of the sale price exclusive of VAT which is notified to you on acceptance, and must include VAT at the prevailing rate either on the whole of the price if you are VAT registered, or on the Commission if you are not VAT registered. In particular the same artwork under the same and/or similar terms and conditions must not be available elsewhere at a lower price.

3.4 Artworks featured on the website may be advertised or promoted elsewhere provided that if an artwork sells other than via BANZY or ceases to be available for sale it is your responsibility to immediately notify BANZY. In the event that you have failed to notify BANZY of an artwork that is sold, and a client of BANZY purchases the artwork via the gallery website, you will be liable for any costs or expenses incurred over and above the refund of the purchase price.

3.5 User privileges are solely for the appropriate promotion and representation of your work and must not be abused by aggressive promotion, marketing or sales techniques.

4. Sales Obligations

4.1 On a sale of an artwork via the website that is not in the physical possession of BANZY, you will arrange for the artwork to be securely packed for transit, where possible without compromising quality, safety and security, ensuring that the packaging is light and the overall mass is not larger than necessary.

4.2 The artist acknowledge that the contract for sale is between the purchaser and BANZY and that you will not enter into any direct liaison discussion or communication with the purchaser.

4.3 The artist shall not be paid directly from the clients and shall not ask the client for any remuneration for the artwork.

4.4 In the event that an artwork that the artist has packaged arrives damaged to the customer by reason of inadequate packaging, and is therefore not covered by the insurance in transit and where the artwork is capable of repair or restoration and where the purchaser is willing to continue with their purchase, the artist shall agree to be responsible for such free of charge repair and/or restoration and indemnify BANZY against any costs associated with it.

5. RIGHTS AND REMEDIES

5.1 BANZY shall have the right to use any information submitted together with images for the purpose of marketing and promotion of the artworks and of the website business and shall ensure that any such use is appropriately credited.

5.2 Any Artist who in the sole opinion of BANZY does not comply with these terms may at any time be excluded from consideration

6. MISCELLANEOUS MATTERS

6.1 Intellectual Property Rights of BANZY website: You acknowledge that BANZY and www.banzy.com and any other name, logo and sign used on the website as well as the design and layout and all the content including featured artists are the trademarks, copyright and other intellectual property rights of BANZY SAL and are owned solely by or licensed to BANZY SAL and you shall not acquire any title right or interest in any such intellectual property by reason of your submission or by reason of its possible selection and you acknowledge and agree that any use of our intellectual property is subject to our prior written consent;

6.2 Copyright Infringements: If you become aware of any unauthorized use or misuse of your work or any actual or suspected infringements of the copyright of your work arising out of it being featured on the website shall notify us in writing giving full particulars. You shall not take or threaten any action or legal proceedings and shall not make any threats complaints or statements to any third party in relation to such use. BANZY SAL in its sole and unfettered discretion shall decide whether to take any action and you agree to provide to BANZY SAL such assistance information and documentation as may reasonable be required in connection with the enforcement of the rights assigned to BANZY.

6.3 Limitations on Liability: BANZY shall not be liable to you for any damages including any lost profits or savings or anticipated profits or savings, loss of data, loss of opportunity, loss or reputation, goodwill or business, or any consequential, special, incidental, or indirect damages of any kind arising out of the services provided by BANZY or its failure to provide these services, the consideration, selection or rejection of Your Work or any other artist Submission or out of the operation of the Website, or the content of the Website, or the exploitation of any Featured Artist Submission, or as a result of the exercise or inability to exercise the rights granted to BANZY hereunder or as a result of the termination or expiry of these Artist Representation Terms, even if we have been advised of the possibility of such damages in advance.

6.4 Termination: This Agreement may be terminated by you upon giving not less than 30 days’ notice. Termination by either party shall not operate to waive any outstanding obligations remaining to be performed by either party.

6.5 Waiver: No omission or delay in exercising any right, power or privilege under these Artist Representation Terms shall operate as a waiver thereof, nor shall any single or partial exercise of any such right, power or privilege preclude any other or further exercise thereof or of any other right, power or privilege. The rights and remedies herein provided are cumulative with and not exclusive of any right or remedies provided by law.

6.6 Relationship: Nothing in these Terms shall create, or be deemed to create, a partnership or joint venture between you and BANZY. Except as expressly provided herein, these Terms shall not be construed as giving rise to the relationship of principal and agent or to any authority by you to represent or act on our behalf.

6.7 Enforceability: if at any time any provision of these Terms are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, that shall not affect the legality, validity or enforceability in that jurisdiction or any other jurisdiction of any other provision of these Terms.

6.8 Jurisdiction: This agreement is governed by the laws of the Republic of Lebanon.